Pennies – Personal Money, Budget & Finance Manager

I really like using this app for one off budgets and really enjoy that there are Apple Watch widgets to see the total you have left on a budget. My biggest gripe is that if you have more than one budget, you can only use the budget that first on your list. I wish you could choose which budget you want to view on your watch. Would be a game changer!

Got excited from the reviews. Downloaded. Put my paycheck info in. Then, nothing. Wouldn’t let me create anything after that.

Works well

I’ve had this app for two years. It has a small memory for businesses that you enter. So you have to re-enter the business almost every time. Every time I use the app it suddenly just disappears from the screen and you have to start all over.

Tried the app with no success <br/>Could not find information how to use it

I recommend this app all the time to people for multiple years now. This has transformed how I budget. I find it such a simple way to track your variable costs (like groceries, fun spending, etc). I always update it right after I make an expense (like I have the receipt in my hand from the grocery store). You have your “running total” for each category, right in your pocket, to check so easily on the go (vs updating a spreadsheet at the end of the month - which is retroactive vs proactive). It has helped me be intentional for the last few years and save effectively!

This budgeting app can be as simple or as complex as you want it to be. For beginners, it offers a simple user interface that is easy to navigate and operate. For power users, it has robust automation tools to simplify complex budgets with multiple accounts and ledgers. For all, it offers nuanced flexibility without the baggage of complexity.

I have used this app for years and loved it. But one of the latest updates changed the rollover feature. It used to ask during the budget setup if you wanted the budget to rollover each week. Now it doesn’t ask and I always forget. The only way to do it is to create the budget and then go into the edit menu and change it to rollover. And if you forget, tough luck. Unlike what the app says, yes you can change this at anytime, but it will only be for going forward. If you forget and the next week starts it won’t recalculate. Stupid update. I’m going to have to find a new budget app.